Temporary Housing After Fire or Water Damage — Insurance Covered

Graceful Stays helps North Alabama families find safe, furnished temporary homes — fast. We work directly with your insurance provider under Coverage D.

Are You Displaced by Fire or Flood?

You’re not alone. Every week, families in North Alabama are forced out of their homes after fire or water damage.

The good news? Your insurance likely covers the cost of a temporary place to stay.

What Does Insurance Cover?

Most homeowners insurance policies include Coverage D, or Additional Living Expenses (ALE), which may reimburse you for:

How Graceful Stays Helps

We specialize in placing families quickly in fully furnished, insurance-approved homes. Our process is fast, private, and stress-free.

Homes and apartments across North Alabama
Ready in 24–48 hours
Direct billing to your insurer
No cost to you when covered by Coverage D

For Insurance Adjusters & Relocation Providers

Looking to place a displaced family? We offer:

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